Author Archive
Do I need a mortgage broker?
Do you need a mortgage broker? Some would say yes, but the reality is that a mortgage broker cannot offer you the benefits that a direct loan’s officer can.
Mortgage brokers are independent from banks and lenders, making additional money in commissions that is added to your loan cost. They can only recommend mortgages, but [...]
Are seller backed mortgages making a comeback?
It seems surprising to some that the seller held mortgages are making a comeback despite the chaos reigning across much of the United States in the real estate market. However, with more and more people finding it harder to get together a down payment and a smaller first-time mortgage, sellers are lending an old-fashioned [...]
Getting the best refinance deal
If you are trying to find the best finance deals around then it is important to know what to look for and what to avoid. In fact, as interest rates are going down, despite the high cost of houses, the most lucrative time is now to get a fixed rate mortgage, protecting your future [...]
5 Tips to Find Investment Property In New Hampshire
New Hampshire is one state where beauty and history define the state and people have truly made it one of the most endearing places to live on the eastern seaboard. However, finding investment property there takes some know how, whether investing in a permanent home, a holiday home or even property to rent out. [...]
5 Things to consider when buying investment property
Many people in the US are investing their money in investment properties to secure their financial future and gain a profit. This type of investment is a good way to secure one’s twilight years, but when choosing that investment property, there are five important top things that one needs to consider first.
As this is [...]
Water testing - well or city water issues
Water testing is an important factor when purchasing or owning your own home, whether you use city water or your own well. The issues involved are governed by the Environmental Protection Agency, who requires regular testing of public water systems and private water supplies.
The most important issues surrounding well or city water are the [...]
9 Reasons to Reject an Offer on Your Home
Selling your home has its obvious challenges, and one of those is deciding when or how to reject an offer. Though initially it may appear to be easy to do, there are things to consider before making your final decision.
Rejecting an offer should be done if:
The selling price is so low that the buyer [...]
Help! My ARM just reset!
When you have an adjustable rate mortgage or ARM, there is a point at which it will reset. However, there are things you can do when this happens, preferably within seventy-five days of you initial reset date, especially if your credit is shaky.
The following steps are critical in this process:
Find out the date of [...]
7 Reasons Debt Consolidation Refinancing Can Hurt
Debt consolidation can work for some people, but not for everyone. In fact, such refinancing can be damaging in many cases if the person taking on the loan is not prepared for it, able to uphold their side of the agreement or if it simply was not the right one for them at the [...]
Down markets affecting real estate agents and brokers
It can seem that a down market is the worst case scenario for brokers and real estate agents, as well as potential buyers. However, the common issues faced by the agents and brokers can be beneficial to both them and the buyers under certain circumstances.
Most agents and brokers face fearful futures as the housing [...]
